With comprehensive coverage, am I covered if I go out and buy another car, before i call and add it to my policy?
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UPDATED: May 6, 2016
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Insurance Question from Battle Ground, WA
Asked on 05/06/2016
With comprehensive coverage, am I covered if I go out and buy another car, before i call and add it to my policy? NULL
Answer given on August 30, 2016
Comprehensive coverage provides coverage if your car is damaged due to anything except a collision (other than a collision with an animal). This includes fire, theft, vandalism, falling objects, weather related losses such as hail or flood damage.If you go out and buy another car, your current insurance policy will cover the new car for liability and any other coverages you may have on the current car. If you do not have collision coverage on your current car and you are financing the new car, you will need to call immediately to have that added to the policy. The time frame can vary from 10 to 30 days on the current insurance on the car. You can read your insurance policy or call and ask your agent or insurance company what the time frame is. If you do not call within that time frame, then there will be no insurance on the new car, so be sure to call as soon as you can.
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