Wisconsin Mutual

Company Overview:

Company History: Wisconsin Tornado Mutual Insurance Company was founded in 1903. The company changed its name to Wisconsin Mutual Insurance in 1946 and moved to its current location in 1990. Currently Wisconsin Mutual only writes business in Wisconsin. It insures over 40,000 properties and 70,000 automobiles. The company ranks in the top 10 companies in Wisconsin in direct written premiums and property coverage in Homeowner premiums and Farmowner premiums.
Principle Sales Methods: Wisconsin Mutual Insurance Company sells insurance through about 200 insurance agencies with approximately 1,000 agents . Also, it gets a small amount of its business (less than 5%) from marketing through affinity groups.

Auto Business: Wisconsin Mutual insures about 70,000 cars in Wisconsin placing it the top 10 of Wisconsin insurance companies in terms of direct written premium. Claims are handled through 6 claims adjustment offices throughout the state as well as at the home office in Madison. Programs include: family, educators and premier. Coverages include: liability, medical payments, collision, comprehensive, uninsured motorists and underinsured motorists. Discounts include: multi-car, auto/home, driver training, good student, accident free, student-away-at-school, antique/classic car, senior operator, farm use, and motor home.
Homeowners Business: Wisconsin Mutual insures over 40,000 properties. The company ranks in the top 10 in the state in homeowner’s premiums. Programs include: Standard (Tenants Condo, and Mobilehome),Country Home, Seasonal, Premier, and Premier Elite. Coverages include: Fire or Lightning; Windstorm or hail; explosion; riot or civil commotion; aircraft damage; vehicle damage; accidental discharge from plumbing or heating systems; freezing of plumbing or heating systems; volcanic eruption; smoke; vandalism or malicious mischief; theft; breakage of glass; falling objects; weight of ice, sleet, or snow; sudden or accidental cracking, tearing apart, bulging, or burning of a water heater or heating system; sudden and accidental damage from a synthetically generated electric current. They also provide personal liability on and of premise, property damage, medical payments, and legal defense costs. They additionally offer coverages such as scheduled personal property; blanket valuable items; boat, snowmobile, ATV, and personal watercraft; identity theft; home under construction; increased limits of coverage; incidental farm property and liability coverage. Discounts include: new home, auto/home, and fire protection and alarm.

Special Business: Wisconsin Mutual writes Commercial Packages, Fire and Extended Coverage, Mobile Homeowner, Umbrella, and Boats, Recreational Vehicles and other Personal Inland Marine items.