Why is Nationwide doing home inspections on pre-existing policies.

UPDATED: Jan 20, 2012

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UPDATED: Jan 20, 2012Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jan 20, 2012

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It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Jan 20, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Jan 20, 2012Fact Checked

For the last 10 years, the major carriers have been losing lot of money on their homeowner’s policies.  Natural disaster such as floods and hurricanes and tornados have devasted the home insurance industry.  Every now and then when a policy comes up for renewal, they will send an inspector out just to do a drive-by and to snap a picture to see if it is a risk that they want to continue to insure.  You didn’t say want city in Texas you live in, however if you live in any of the flood ravaged areas, major carriers are looking to get off of risk in order to become more profitable.  More than likely, the outside condition of your overgrown shrubs prompted the underwriter to ask for an inside inspection. They will be looking for upkeep, signs of water damage, maintanence, flooring damage, leaks around window, doors and in the attic, water heater condition, furnace condition and etc.  The inspection may be followed by a letter requesting that you repair some items to maintain your insurance.  If your home is in good condition, you have nothing to fear. If you have some obvious necessary repairs, try to have them done before the inspection. Remember, to always ask for ID from the inspector.  When he calls to make the appointment, ask what in particular will he need to see.  Basically it is the insurance companies way of trying to trim expenses.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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