Who in FL has the cheapest flood insurance? Can I get cheaper out of state? What pitfalls should I look out for? When do I need it by? Condo Assoc.?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Oct 23, 2011

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Insurance Question from Aventura, FL

Asked on 10/23/2011

Who in FL has the cheapest flood insurance? Can I get cheaper out of state? What pitfalls should I look out for? When do I need it by? Condo Assoc.? I was told Citizens Insurance was the only place in the state of FL to get flood insurance. It just depended on who provided me the insurance as to "cheapness." My condo is 1565 sqft. located in Aventura, FL (Miami-Dade County) & on the border with Broward Co. My community participates in the National Flood Insurance Program-Regular Program. My loan amount is approx. 60K. I know this only benefits my lender because once I pay off the loan I can get rid of the flood insurance. I close on the property on Nov 9. Flood insurance is required for my purchase. It's not included in my condo dues.

Answer given on October 24, 2011

This question has been answered earlier. please review the answers.

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