What Types Of Supplemental Health Insurance Coverage Could I Buy?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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There are three basic types:

1. A plan that you purchase for each trip or a plan for all travel during the year. The plan is generally limited to medical expenses and medical evacuation coverage while traveling. You buy this from a travel insurance company.

2. A plan that is designed for customers of a tour company or cruise line and sold through the tour operator with whom you scheduled the trip. This type of plan would probably include trip cancellation benefits as well as medical coverage.

3. A package that includes both trip cancellation and related trip insurance coverage as well as health/medical coverage. These bundled plans are available directly from travel insurance providers.

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