What is the statute of limitations for a flood claim. How long do you have to reopen a flood claim after it’s closed?

UPDATED: Mar 24, 2012

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UPDATED: Mar 24, 2012Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Mar 24, 2012

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It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Mar 24, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Mar 24, 2012Fact Checked

If this is truly a flood claim, then the claim was handled through a FEMA claims adjuster. You will need to contact National Flood Ins Program (NFIP) and ask if you can reopen the claim. If the damage is from mold or dry rot, it is not likely that they will agree to reopen the claim, since that is caused by dampness over time, and would not likely be a part of the actual damage from the flood. If you are referring to a water damage claim to your home, you need to contact your agent or insurance company to see if they will reopen the claim. It depends upon the amount of time since the original claim was filed as to whether or not they will reopen the claim. Again, if the damage is from mold or dry rot, the insurance company may deny the claim, unless you can prove the damage was caused by an area that should have been repaired but was overlooked in the original claim.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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