What do letters like C.L.U, LUTC, or designations such as Chartered Financial Planner indicate?
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UPDATED: Jul 16, 2021
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These and other such designations indicate the level of training the insurance representative has undergone beyond the basic training given to all sales representatives of his or her company.
To get a more complete description of what is behind any of these designations; you can search on the Internet for an explanation of what extra education is required to acquire these titles.