What can i do If my scooter was stolen from a friend’s back yard? Can i demand compensation?

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UPDATED: Mar 8, 2013

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Written By: Jeffrey JohnsonUPDATED: Mar 8, 2013Fact Checked

Theft of a motor vehicle, unless used to maintain the homeowner property, is not covered by a homeowner policy. Your friend’s insurance would not cover this loss under his policy. Even though the scooter was on a property, it is not a part of a homeowenr or renters policy. Presuming you had insurance on the scooter, you can report the claim under your scooter insurance. The insurance company will pay you for the value of the scooter, less your deductible. You may need to file a police report, even though it is after the fact of the loss. If so, contact the authorities and file the report.Your insurance company could choose to try to get reimbursement from your friend, but if there was no negligence on their part then your insurance company would not be able to get reimbursement.You should consider getting renters insurance. Even though the scooter would not have been covered, it does cover for theft of personal property and the costs ca be as low as $130 a year.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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