What basics do I need to know about disability insurance?
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UPDATED: Jul 16, 2021
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The key facts about a disability policy include the amount the policy will pay and the length of time the payments will continue as well as what constitutes a disability under the terms of the policy. For example, if you cannot work at your normal occupation but can do some other type of work are you considered disabled?
It is also important to check the financial strength of the company to be confident that it will be able to pay any claims.