Western Mutal
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
UPDATED: Aug 20, 2020
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Company Overview:
Company History: The Western Mutual Insurance Group includes Western Mutual Insurance Company, Western Mutual Property Insurance Company (which operates in Nevada, New Mexico and Utah) and Residence Mutual Insurance Company. All three companies write homeowners, fire and earthquake coverages, primarily to preferred risks. The group of companies traces its origins to 2 county mutual fire insurance companies incorporated in California in the 1940s. The group writes homeowners (90% of 2005 premium), dwelling fire (2.7%), allied lines (2.5%) and earthquake (4.6%). California accounts for 80.3% of premium, Arizona 12.1%, Nevada 5.2%, Colorado 2.4%, Utah 0.1% and New Mexico less than 0.1%. The target market for new business is small to medium sized homes, particularly newly constructed homes or homes that are relatively new and located in areas of low earthquake risk. Business is developed through about 10 large agencies owned or affiliated with builders of new homes or mortgage lenders. The group also uses a direct marketing sales unit which sells through direct mail and the internet.
Principle Sales Methods: Business is developed through about 10 large agencies owned or affiliated with builders of new homes or mortgage lenders. The group also uses a direct marketing sales unit which sells through direct mail and the internet.
Homeowners Business: The group writes homeowners (90% of 2005 premium), dwelling fire (2.7%), allied lines (2.5%) and earthquake (4.6%). California accounts for 80.3% of premium, Arizona 12.1%, Nevada 5.2%, Colorado 2.4%, Utah 0.1% and New Mexico less than 0.1%. The target market for new business is small to medium sized homes, particularly newly constructed homes or homes that are relatively new and located in areas of low earthquake risk. Business is developed through about 10 large agencies owned or affiliated with builders of new homes or mortgage lenders. The group also uses a direct marketing sales unit which sells through direct mail and the internet.