We are divorcing but I am still on title to the house. How do I insure my interests?
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UPDATED: Jul 15, 2021
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If you have moved out of the house during the divorce, you need to speak to your agent to confirm your name is still on the policy. Since you do not live there, you will most likely be added as an additional insured for the home, which will protect you for liability losses for this location, but not for the contents of the home. If you have an interest in the contents of the home, you need to discuss this with your insurance agent and your attorney to be certain you are properly protected. Also, in the event of a loss to the home, your name will appear on any claim payment, thus providing you with some control of how the repairs are made.
If you are living elsewhere, be sure you have obtained insurance for that new location whether it’s the home and contents, or, if you are renting, the contents and liability. The insurance on your previous home will not cover you at your new location.