United Fire & Casual
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Written by
Jeffrey Johnson
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UPDATED: Aug 20, 2020
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Company Overview:
Company History: United Fire & Casualty Company, which was originally incorporated under a slightly different name in 1946, is the lead property and casualty company of a fleet of p/c companies collectively known as the United Fire & Casualty Group. This group, together with other operations, are organized under a publicly traded holding company, United Fire & Casualty Company. Through its subsidiaries, United Fire & Casualty Company writes property and casualty insurance in 41 states (primarily in the Midwest, West and South) and life insurance in 27 states (primarily in the Midwest and West). Property and casualty insurance operations include both commercial and personal lines with fire, allied lines, other liability, auto, workers’ compensation and surety coverages. Life insurance operations include single premium annuities, universal life, whole life and term life.
Principle Sales Methods: The company is licensed for property and casualty in 41 states (primarily in the Midwest, West and South) where nearly 950 independent agencies represent it. About 55% of p/c premium came from Texas (14%), Iowa (13%), Louisiana (11%), Colorado (9%) and Missouri (8%) in 2004.
Life Annuity Business: Life insurance operations of the United Fire & Casualty Company are conducted through over 1,100 independent agents in the 27 states where it does business. Life insurance premiums are about $100 million annually, and the life insurance operation has admitted assets of about $1 billion. Life premiums in 2004 came largely from Iowa (34%), Wisconsin (12%), Nebraska (10%), Illinois (8%) and Minnesota (7%). Life customers are largely a different group from the property and casualty customers.
Auto Business: Both personal and commercial automobile coverages are available.
Homeowners Business: The company offers various homeowner and dwelling and watercraft coverages.
when come to renew the policy they will come to collect down payment very next day. but when come to point. to pay our loss claim thy back up and come up with unknown reason to dispute to pay us back.
recently we have claim for personal property for business on 3/29/2008. they have not come up with any decition. what they gona do at this time tois 4/21/2008
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they try to wear you down on what they will pay hoping that you will finally agree because of stress and headaches!
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I had a Business Liability Commercial Auto Insurance Policy with United Fire Casualty. Since I purchased my policy through an independent agent, United Fire Casualty would not provide any customer service. My agent would not respond to emails or phone calls to remove two vehicles from my policy, they also ignored my attempts to cancel all of my policies when I became frustrated with them. Again United Fire Casualty would provide me no help with this issue, but they took my money every month. After many, many calls to United Fire Casualty and threats of legal action, I was finally able to get my policy cancelled after I had already had a Geico policy in place for over a month and had sold two of the vehicles on my policy over two months prior. Even though I was completely current on my payments and should have received a refund, they have sent me to collections for additional premiums. I literally receive a call every day from an insurance collection agency who completely ignores my valid claims. Absolutely the worst experience I’ve ever had with a business of any kind, much less an insurance company.
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