United Fire & Casual
Free Insurance Quote Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
UPDATED: Aug 20, 2020
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Company Overview:
Company History: United Fire & Casualty Company, which was originally incorporated under a slightly different name in 1946, is the lead property and casualty company of a fleet of p/c companies collectively known as the United Fire & Casualty Group. This group, together with other operations, are organized under a publicly traded holding company, United Fire & Casualty Company. Through its subsidiaries, United Fire & Casualty Company writes property and casualty insurance in 41 states (primarily in the Midwest, West and South) and life insurance in 27 states (primarily in the Midwest and West). Property and casualty insurance operations include both commercial and personal lines with fire, allied lines, other liability, auto, workers’ compensation and surety coverages. Life insurance operations include single premium annuities, universal life, whole life and term life.
Principle Sales Methods: The company is licensed for property and casualty in 41 states (primarily in the Midwest, West and South) where nearly 950 independent agencies represent it. About 55% of p/c premium came from Texas (14%), Iowa (13%), Louisiana (11%), Colorado (9%) and Missouri (8%) in 2004.
Life Annuity Business: Life insurance operations of the United Fire & Casualty Company are conducted through over 1,100 independent agents in the 27 states where it does business. Life insurance premiums are about $100 million annually, and the life insurance operation has admitted assets of about $1 billion. Life premiums in 2004 came largely from Iowa (34%), Wisconsin (12%), Nebraska (10%), Illinois (8%) and Minnesota (7%). Life customers are largely a different group from the property and casualty customers.
Auto Business: Both personal and commercial automobile coverages are available.
Homeowners Business: The company offers various homeowner and dwelling and watercraft coverages.