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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 19, 2012

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Insurance Question from Fort Lauderdale, FL

Asked on 09/19/2012

runflat tires if i remove runflat original equipment tires from my car and replace them with non runflat does this affect my insurance?

Answer given on September 19, 2012

While auto insurance policies to allow credits for safety equipment, since they can help insurance companies reduce losses and costs, the removal of runflat tires to regular tires will not affect your insurance costs or coverage.Removal of the run flats could cause you to not have the ability to get to a repair facility, unless you put a spare tire in your car, you should make sure you have some sort of roadside service that you can use in the event of a flat tire. Insurance companies offer roadside service, and there are AAA tow services offered in many states. Make sure you have one or both of these. If you purchase the coverage as a part of your car insurance, make sure you understand how that coverage works. It is usually limited to a certain length of tow if the tire cannot be repaired at the site of the breakdown.

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