Round Table Pizza Auto Insurance: Requirements & Rates for 2021

Round Table Pizza doesn’t offer insurance to its drivers so it's up to the individuals to acquire the necessary coverage. The company only requires that its drivers maintain the state’s minimum liability insurance, but delivery drivers should have commercial car insurance to cover them in the event of an accident. Understanding which types and the cost of coverage will ensure you’re prepared when you shop around for Round Table Pizza auto insurance quotes.

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Overview

  • Round Table Pizza doesn’t provide auto insurance to delivery drivers
  • Delivery drivers must determine the right amount of auto insurance coverage they need
  • Personal and commercial auto insurance should be obtained by delivery drivers

Round Table Pizza delivery drivers must acquire their own insurance to avoid worrying about when to hire an auto insurance lawyer. But how much coverage is necessary and what type of auto insurance do delivery drivers need? Knowing the specifics of Round Table Pizza auto insurance will help you make these decisions.

To find an affordable Round Table Pizza auto insurance company, enter your ZIP code to find the best auto insurance quotes in your area.

What type of Round Table Pizza auto insurance do delivery drivers need?

The two primary types of auto insurance are personal and commercial. Personal auto insurance is for when you’re using your vehicle for everyday use. Commercial auto insurance is for when you’re using your vehicle for business purposes.

Most delivery services only require that their drivers obtain the minimum amount of auto insurance required by the state. But that might not be enough coverage should an accident occur.

Even though it’s your personal car, it becomes a commercial vehicle when being used for delivery services. If you only have personal coverage, any claims you make for an accident while delivering might be denied.

Obtaining commercial auto insurance in addition to your personal coverage will ensure that you’re covered should you get into an accident while on the clock.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption

How do providers determine Round Table Pizza auto insurance rates?

According to the Insurance Information Institute, the price of your Round Table Pizza auto insurance quote will depend on the type of car you drive and the type of insurance you purchase. Most delivery drivers use their own vehicles for delivering so rates will differ from driver to driver.

The cheapest option for commercial auto insurance is a standard car. In addition to taking less fuel, the insurance rates are lower than larger vehicles.

The average Round Table Pizza auto insurance quotes for commercial insurance on a standard car is around $600 per year.

The risk of an accident in a larger vehicle is greater due to its blindspots. Using a cargo or delivery van for deliveries results in commercial auto insurance rates of around $8,000 per year.

As you might expect, commercial drivers use their vehicles more frequently than personal drivers. The more you drive, the higher your rates will be as you’re more likely to get into an accident. Therefore, commercial auto insurance is more expensive than personal auto insurance.

How can you buy Round Table Pizza auto insurance?

A common question regarding commercial auto insurance is who offers it? This is an important question to answer so you avoid more tasks, such as deciding when to hire a car accident lawyer after an accident.

Commercial auto insurance is available from most major auto insurance providers. In most cases, you can find a commercial policy from the same company that provides your personal auto insurance. This might make it easier to obtain coverage.

If the price of commercial Round Table Pizza auto insurance quotes is too much, some companies offer add-on coverage for delivery drivers. This will increase your monthly payments but will be less than commercial coverage.

Contacting a provider and researching Round Table Pizza auto insurance reviews will help you find a company to meet your commercial insurance needs.

Round Table Pizza Auto Insurance: The Bottom Line

While Round Table Pizza only requires the minimum amount of coverage, acquiring commercial auto insurance will ensure you’re prepared should an accident occur. Knowing the type and amount of necessary Round Table Pizza auto insurance will protect you while you’re at work.

Before you buy Round Table Pizza auto insurance, enter your ZIP code to find the best auto insurance rates from local companies in your area.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption