Recent dui for daughter at age 24

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 22, 2017

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Insurance Question from Tucson, AZ

Asked on 01/22/2017

Recent dui for daughter at age 24 Our daughter lives with us and the vehicle we got for her is under my husbands name. She got a Dui this morning and is 24 and on his insurance as a driver of the vehicle. Tried to cancel her insurance but can't due to age and she lives at home. Will this affect my husbands premium

Answer given on January 23, 2017

If your daughter got a DUI and is convicted, her insurance rates will dramatically increase. If she remains on your insurance policy, then the rates for the car she is assigned to will go up.It is possible the insurance company will want to exclude your daughter if she loses her license. If so, then your premium will not be affected, but she cannot drive your car for any reason. Once her license is reinstated, your rates will go up if you add her back on to your insurance policy. At that point you may want to get a separate policy for her with an older car that only needs liability insurance. This will help keep the costs down.Until and unless she is convicted of the DUI, your rates will not be affected. It may be to your advantage to hire an attorney to try to keep her from a conviction.She should also apply for a temporary license right away or it will be suspended within a week even if she is not yet convicted.

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