Pizza Hut Auto Insurance: Requirements & Rates for 2021

Pizza Hut auto insurance is not provided by the company. You need a commercial auto insurance policy to ensure any accidents you are involved in are covered. GEICO and Progressive offer great discounts alongside their affordable Pizza Hut auto insurance rates. An average commercial policy will cost $273.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jul 16, 2021

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  • Pizza Hut delivery insurance is not provided by the company
  • A standard auto insurance policy is not going to cover an accident while delivering for Pizza Hut
  • Most top-rated Pizza Hut auto insurance companies will provide commercial policies to cover you and your vehicle while working

Working as a Pizza Hut delivery driver comes with quite a few questions. Many delivery drivers wonder if Pizza Hut provides auto insurance. Additionally, they want to know how much it will impact their paycheck if auto insurance isn’t offered.

Your standard auto insurance policy is not going to cover you while working as a delivery driver. If an accident were to occur without a commercial policy while delivering for Pizza Hut, you might find the need to hire an auto insurance lawyer.

Facing this type of situation is not going to be cheap or easy. So, acquiring a commercial policy will ensure you are covered regardless of who is at fault.

While you may find comparable Pizza Hut auto insurance rates from many companies, entering your ZIP code now can quickly show you who is the most affordable.

Does Pizza Hut provide its delivery drivers with auto insurance?

Like most delivery jobs, you will need to purchase commercial pizza delivery insurance. Pizza Hut may carry liability coverage for damage to someone else’s property while you are driving for them. However, this type of policy won’t cover you or your vehicle.

As a delivery driver, you need to acquire a commercial auto insurance policy. A commercial policy is a bit more costly, but you will be covered whenever you drive for work.

In some cases, you will not have to have a commercial policy. Some insurance companies will allow you to add business use to your standard policy. While not every auto insurance company will allow you to add business use to your policy, most of the top-rated providers will.

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What company offers the most affordable Pizza Hut auto insurance?

Obviously, paying the bills is why you have the job. So, making sure you have affordable Pizza Hut auto insurance is the key to improving your bank account balance.

Gathering Pizza Hut auto insurance quotes is the best way to get an accurate look at who will be able to provide you with the cheapest policy. Auto insurance policies are highly customized based on a variety of different factors. These factors include things like:

  • Age
  • Driving Record
  • Credit Score
  • Education

With that being said, Progressive and GEICO are known for giving customers great rates. Both of these insurance companies offer commercial policies and added discounts to keep your out-of-pocket costs reasonable.

Here is a look at what Progressive might charge for business use Pizza Hut insurance policy.

Progressive Pizza Hut Delivery Driver Average Monthly Auto Insurance Rates by Policy
Type of Auto Insurance CoverageSample Monthly Rates from ProgressiveSample of Monthly Rate Increase (Compared to a Personal Policy Alone)
Personal Auto Insurance (No Delivery)$105.83N/A
Personal Auto Insurance (Delivery)No Coverage AvailableNo Coverage Available
Business + Personal Auto Insurance (Food Delivery)$296.83180.47%
Business Only Auto Insurance (Food Delivery)$273.08158.03%
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Because commercial auto insurance policies are pretty pricey, you want to make sure to check out what discounts may be available. Keeping your rates reasonable means more money in your pocket each paycheck.

When you are ready to buy Pizza Hut auto insurance, enter your ZIP code here to find the cheapest rates.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

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