Our Daughter Just Got Her Driver’s Permit. Do I Need To Tell Our Auto Insurance Company?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance companies ask for all licensed drivers in the household. While your daughter holds a learner’s permit she is not considered a licensed driver. She is covered while driving a car but does not need to be added to the policy until she actually takes the written and driving tests and is licensed. At that time you should call your agent or company and provide them with her name, date of birth and license number. In most states the temporary number she is given when she passes her driving test will be the same as her permanent number. When she is added to the policy, be sure to ask about all the possible credits she is eligible for (such as good student discount and driver’s training discount). Be prepared for a substantial increase your insurance costs, in spite of what credits she may earn!