On 12/30/2011 A U-Haul cut through the grocery stores parking lot where I was parked took out the front end of my car. She was chased and the police

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 19, 2012

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Insurance Question from Adelaide, CA

Asked on 01/19/2012

On 12/30/2011 A U-Haul cut through the grocery stores parking lot where I was parked took out the front end of my car. She was chased and the police brought her back to the scene. I have since paid for tow and rental car as my car is not drivable. I rec'd a check from RepWest (U-Hauls Ins) for $600.00 less than the estimate with no towing or rental car reimbursement. It is now 01-19-2012. The check says Full and Final Settlement. I ask about the rental and tow and have been told to fax those to a separate number. How is it I am parked and inside and a apparent at fault incident happens to me and I seem to be the one suffering. HELP do I need an attorney?

Answer given on January 20, 2012

I assume you meant the check was for $600 less than the estimate for damage to your car. Liability is clear.  Normally, you would have sent them an estimate for your car repair, they would have paid for the damage and the towing AND the rental car until such time your car is repaired.  Did they say why the check was $600 less than the estimated damage to your car?  I would not sign anything that said Full and Final Settlement until you get some answers. Find out why they withheld $600.  Also, make sure you get your towing and rental reimbursed before signing anything that states final payment.  You also can have your insurance pay and have them subrogate (get the money back) from RepWest.  You certainly have the right to have your accident reviewed by an attorney.  You can click here to find an attorney in your area.  

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