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Nationwide Insurance

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Aug 20, 2020

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Company Details
Address: 1 Nationwide Plaza
City: Columbus
State: OH
ZIP Code: 43215
Phone Number: (614) 249-7111
AM Best Rating: A+
URL where was collected the AM Best Rating: http://www3.ambest.com/ratings/entities
Lines of Insurance: auto, life, home
States Licensed To Sell Insurance In: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Type of Insurance Company: Mutual
Parent Company: Nationwide Mutual Insurance Company
Top executive Contact: Steve Rasmussen
Title of Top executive: CEO
Ticker Symbol: NFS
Assets & Premiums: Total Policyholder equity: $20 billionTotal Assets: $183.2 billion
Insurance subsidiaries:
  1. Allied General Agency Company
  2. AMCO Insurance Company
  3. Allied Property and Casualty Insurance
  4. Allied Group Inc
  5. Depositors Insurance Company
  6. And many others

Company Overview:


Company History: Nationwide Insurance is a full-range insurance company with over $183 billion in assets. Nationwide Insurance was founded in 1925. Since, Nationwide has expanded. Nationwide Financial® went public in 1997, Nationwide Bank went public in 2007, and Nationwide Corporation purchased all outstanding shares it didn’t already own from Nationwide Financial Services’ common stock. Nationwide is a mutual property and casualty insurance company with a large number of subsidiaries that supply products and services in property/casualty insurance, life insurance and retirement savings/asset management. The Nationwide Group of companies is headquartered in Columbus, Ohio, and is one of the largest multi-line insurers and financial service companies in the U.S. The insurance companies of the group have more than 33,000 employees and over 60,000 agents selling their products. Property and casualty insurance represents approximately 80% of Nationwide’s business and the remainder consists of life and retirement savings products and asset management. The Nationwide Group consists of more than 40 companies. The lead company is a mutual property and casualty company (Nationwide Mutual Insurance Company) which sells its products and services primarily through a national network of exclusive agents. Nationwide also uses alternative distribution channels that include direct response (through telephone and Internet) and independent agencies. The Nationwide Group of insurance companies began in 1925 when the lead company, Nationwide Mutual Insurance Company, was founded under the sponsorship of the Ohio Farm Bureau Federation to provide low cost auto insurance for the Farm Bureau members. In addition to the fleet of property and casualty companies, Nationwide includes a subsidiary which is a publicly traded holding company (Nationwide Financial Services). Its stock trades on the New York Stock Exchange under the symbol NFS. Nationwide Financial Services (formed in 1997) provides life insurance and retirement savings products through its Nationwide Life Insurance Company and other subsidiaries that comprise the retirement savings operations of the company. Nationwide owns 63% of Nationwide Financial Services, Inc. Nationwide Financial Services sells a diverse range of products including individual annuities, private and public sector group retirement plans, and other investment products sold to institutions, life insurance and investment advisory services through a diverse distribution network that includes financial planners, financial institutions, pension plan administrators and stockbrokers. Unaffiliated entities that sell the Company’s products to their own customer bases include independent broker/dealers, financial institutions, warehouses and regional firms, pension plan administrators, and life insurance specialists. Nationwide Financial Services also distributes retirement savings products through the agency distribution force of its ultimate majority parent company, Nationwide Mutual Insurance Company (NMIC). Nationwide Financial Services has been developing distribution channels necessary to reach its target customers and the products required to meet the demands of these customers. These include products to tap into the growing tendency of Americans to supplement traditional sources of retirement income with self-directed investments. The Individual Protection segment of Nationwide Financial Services business consists of investment life insurance products, including individual variable annuities, corporate-owned life insurance (COLI) and bank-owned life insurance (BOLI) products; traditional life insurance products; and universal life insurance products. Nationwide Financial Services has a goal of trying to become a leading provider of life insurance and protection solutions to small businesses and consumers. The company is also continuing to invest in the expansion of its universal and variable universal life insurance products in order to capture a growing share of new sales through its various distribution channels. By far the largest part of Nationwide’s business is the property and casualty operation. It provides primarily private passenger vehicle liability and physical damage insurance and main street commercial insurance coverages which are distributed mainly through the 3,700 agents of the Nationwide career agency force. Alternative distribution channels such as direct response and independent agents are also used and Nationwide is trying to expand these channels.
Principle Sales Methods: The “Nationwide is on your side” marketing campaign is one of the most well known in insurance advertising. Primarily, it sells through career agents and online.

Life Annuity Business: Nationwide provides Term Life Insurance, Whole Life Insurance, Universal Life Insurance, and Variable Life Insurance options for the consumer.
Auto Business: Nationwide is the nation’s #4 largest auto insurance provider, offering customers motorhome/RV, motorcycle, boat and traditional auto insurance policies. Nationwide also offers a variety of discounts.
Homeowners Business: Nationwide offers a variety of homeowners insurance policies including: Brand New Belongings, dwelling coverage, replacement cost plus, water backup of sewer, scheduled personal property, other structures coverage, contents coverage,personal liability, personal umbrella liability insurance, medical payment to others, ordinance or law insurance, flood insurance, and earthquake coverage. The company also offers a variety of discounts. It is the nation’s seventh largest casualty and property insurer.
Health Business: Nationwide offers Multiflex Dental Insurance to people of all ages. The company also offers general liability insurance for teams, programs, instructors and short-term events and GrouProtector Accident Medical Insurance for community groups and special events in the event of an accidental injury or death during a sponsored group activity.

Reviews
for Nationwide

4.02 (3,017 reviews)
1
December 7, 2021

brycelefevre

Long phone wait times

Had to call in a few times now for the same auto claim. The first time was nearly 1.5 hours before anyone picked up. Today I have been waiting over 2 hours for an answer and still nothing. Nationwide should learn to take care of their customers and answer the phones so they can provide the service they are being paid to provide!
5
January 16, 2021

Wareagle256205

Is Nationwide REALLY on your side?

Happy with Nationwide so far. Premiums are not too shabby. The agent and customer service has been more than helpful. This is good after having horrible experience with another provider.
5
January 16, 2021

Danielle202

Best Insurance Company

its best insurance company for me. i like this company. this companies policy suit every person. so anyone like it.
5
January 5, 2021

Purple1992_

Great service and worth the money

I enjoyed their service and think that they really do put their customer first by accommodating them as much possible
4
December 24, 2020

Lawanda

Delighted to have auto insurance and roadside assistance.

It was wintertime and I wasn't thinking clearly. I started my car to let it warm up and locked my keys inside. I had to go to a neighbor's house and call for a lock out. I had to wait at my neighbors until they came, but had to keep an eye on my car at the same time. I was so happy to have insurance to cover this experience. It could have been a lot worse. They were there within 30 minutes or so.
5
December 22, 2020

Anna5N

Nationwide is the best

They have fantastic rates and good quality coverage for the price. The staff are very knowledgeable and always help me with my auto insurance needs.
5
December 15, 2020

Jencorbin

Nationwide really is on your side

I have had nationwide auto insurance since I started driving. I watched nationwide cover my parent's auto and homeowners needs. Nationwide has helped me through a decent amount of claims. I have the perfect coverage for my auto needs at competitive prices. Nationwide representatives are helpful and truly have your best interests at heart. I'm able to bundle my auto insurance with my renter's insurance to get more of a discoun...
I have had nationwide auto insurance since I started driving. I watched nationwide cover my parent's auto and homeowners needs. Nationwide has helped me through a decent amount of claims. I have the perfect coverage for my auto needs at competitive prices. Nationwide representatives are helpful and truly have your best interests at heart. I'm able to bundle my auto insurance with my renter's insurance to get more of a discount. I have no plan switching insurance providers anytime soon because I am so satisfied.
4
November 26, 2020

Adelbert

In Nationwide I Trust

My experience with nationwide is really fascinating. They vaule their customers very much. They care about their customers. Their service is up to the mark. I am really happy to be with them.
2
October 21, 2020

RD2371

Misleading adice

I was quoted 1 price but every time interest rate went up so did my payment and I got to where I come afford payment
5
October 21, 2020

JealousGull

Staying with another 10+ years

I’ve had Nationwide for years because of their loyalty to their customers. My agent goes above and beyond while making sure to help anyway possible should the need arise. I’ve had to have my vehicle towed quite a few times and always dread trying to find a towing company due to a past experience of a towing company trying to be sent from an entirely different city over a hour away, I immediately called my agent who straightened everything out...
I’ve had Nationwide for years because of their loyalty to their customers. My agent goes above and beyond while making sure to help anyway possible should the need arise. I’ve had to have my vehicle towed quite a few times and always dread trying to find a towing company due to a past experience of a towing company trying to be sent from an entirely different city over a hour away, I immediately called my agent who straightened everything out and had a tow truck on the way arriving in 15 minutes. I also like my yearly calendar!
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