My under-aged daughter is pregnant. Will my grandchild also be covered on my group plan?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jul 15, 2021

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Are you going to raise your grandchild? If not, your daughter would remain the legally responsible parent and you should try to help her get the child enrolled in Medicaid or your State’s program for children. If you are going to take responsibility for the child, take the appropriate steps to become the legal guardian of your dependent grandchild. The insurance company can only extend coverage to a legally adopted or placed dependent child. Coverage begins when the child is legally placed in your home, so if you are going to raise your grandchild, handle this correctly rather than informally. Now is the time to consult an attorney!

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