My truck frame is rusted, so if I’m driving down the road, and it breaks will insurance cover it?

If you are expecting your insurance company to pay to repair your vehicle due to the frame being rusted, you will find that your insurance will not pay for the damages to the vehicle.

UPDATED: Jun 29, 2022

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UPDATED: Jun 29, 2022Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jun 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Jun 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Jun 29, 2022Fact Checked

Will insurance cover a cracked frame?  Auto insurance is intended to cover an accidental loss of your vehicle (if you have physical damage coverage) and liability coverage if you cause damage or injury to someone else. If you know your vehicle needs repairs, you will not be covered for the damage to the vehicle. If you are expecting your insurance company to pay to repair your vehicle due to the frame being rusted, you will find that your insurance will not pay for the damages to the vehicle.If it is determined you knew your vehicle was unsafe to drive, and you caused an accident due to the condition of the vehicle, you could be held responsible by the insurance company. They will pay for any damage or injuries caused by an accident, but if the insurance company determines you knew the car was unsafe to drive, they could come back to you to reimburse them for the damages your vehicle caused. Insurance will not cover a cracked frame. 

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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