My partners father passed away, his mom is the beneficary.

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Oct 26, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Fort Trumbull, CT

Asked on 10/26/2011

My partners father passed away, his mom is the beneficary. Why does the insurance company need a copy of the divorce papers? The divorce was in 08, and dad left the policy to mom.

Answer given on October 28, 2011

You didn’t state whether this was a group life insurance policy from his employer or if it was an individual policy.  In the beginning you state he left it to his mom and then you stated “dad left the policy to mom”– possibly his ex-wife. Sometimes state law demands that 401K and possible any group insurance proceeds be left to a wife.  Thus they may be verifying that there was a divorce. Because it was unclear in your question if the beneficiary is HIS mother or HIS ex-wife, I am unsure of the train of thought of the insurance company. Ask the insurance claim rep for their reasoning on requesting the divorce decree.  They probably will explain why it is necessary.  If you find the life insurance benefits are being contested or the life insurance death benefits are being denied by the insurance company, contact a life insurance attorney in your area that will be able to help you recover the death benefit. Consultations are usually free.        


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption