Lied about a claim, even though I wasn’t at fault (I know, I know). what will happen to me if I change my story to the truth?

UPDATED: Jul 30, 2013

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UPDATED: Jul 30, 2013Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jul 30, 2013

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Jul 30, 2013

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Jul 30, 2013Fact Checked

If you are struck by another person in a parking lot and alter the story to assist the other driver, it will not usually work out well for you. The other insurance company apparently took a statement from the other driver who gave a different account of the incident. However, whether you witnessed the damage being done, or pretended to receive a note from her, she still struck your car, which would make her responsible for your damages. Even though you didn’t call the police, they may not have come if the accident occurred in a parking lot, so it would not have changed the situation in that way.It sounds as if she may have told her insurance company that she did not hit your car, as that would really be the only reason they would deny the claim. You should talk to the insurance company and see if they will advise why they are denying your claim. If the girl says she didn’t cause the damage, then it is your word against hers, and you will be hard pressed to get them to pay.If she denied the damage, you can take her to small claims court to try to get a judgment against her. If she loses she will have to pay for your damages. At that time she may go back to her insurance company to see if they will pay.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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