If your insurance company drops you, but you were rear ended before they dropped you can you still get the car fixed?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 3, 2012

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Insurance Question from Claremore, OK

Asked on 08/03/2012

If your insurance company drops you, but you were rear ended before they dropped you can you still get the car fixed? I was rear ended by a pt cruiser and the person that rear ended me their insurance is suppose to pay for fixing it. But i got dropped from my auto insurance provider before i could go get it fixed. would it cost me or does the other person's insurance company pay for it still?

Answer given on August 05, 2012

If you were rear ended by the other party, their insurance company should pay for the repairs to your vehicle. If your insurance company dropped you after the accident, it really has no effect on your claim.If you have not received the repair check, contact the other insurance company and ask them for the status of the claim. You will probably have to tell them where you will be repairing the car, as many insurance companies will not make the payment directly to the claimant. See how they want to handled the settlement. There are companies that will make the check payable to you. Just be sure you understand how the claim will settle out.Obviously, you need to find replacement insurance for your car, but again, the cancellation by your insurance company should have no effect on this claim since the status of your insurance had nothing to do with the claim.

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