If i was cutting grass for an elderly woman and i get hurt extremely bad and had to have surgery whats next
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UPDATED: Dec 16, 2013
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Insurance Question from Chattanooga, TN
Asked on 12/16/2013
If i was cutting grass for an elderly woman and i get hurt extremely bad and had to have surgery whats next NULL
Answer given on January 02, 2014
If the injury to you while cutting the grass for the homeowner, you could be covered by her homeowner policy.If she was negligent in some way that caused your injuries, then her liability insurance and/or medical payments coverage can pay for your injuries. The liability portion will not pay unless there was some negligence on her part. However, the medical payments portion can pay for your injuries whether or not she was negligent.If something occurred that caused your injuries that was not in her control, then her liability coverage will not pay for your injuries. You can file a claim with the insurance company and see if they will accept liability or not. If they decline, you can take her to court and if she is found liable then her insurance will pay for the injuries. Just because you were injured while doing the work does not make her responsible. If a rock was thrown up, or you injured yourself by the blade of the mower, it is not her responsibility.
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