I received a moving violation out of state and wondering how many, if at all, points will be added to my auto insurance in Georgia.
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UPDATED: Jan 13, 2016
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Insurance Question from Atlanta Naval Air Station, GA
Asked on 01/13/2016
I received a moving violation out of state and wondering how many, if at all, points will be added to my auto insurance in Georgia. I live in Georgia, received a moving violation in North Carolina. Expected to get 2 or no points on my Georgia drivers license. What is the standard in Georgia for points against auto insurance with this amount of drivers license points please? Thank you.
Answer given on January 13, 2016
If you receive a moving violation while driving out of state, the information may or may not be sent to your home state. Some states do not share information with other states. If that is the case, then your record in your home state will not be affected. However, if the states do share information, then the points can be charged to your driving record.Usually the point charged by the state which issued the ticket is the point charge that will be applied to your driving record. However, your insurance company may choose to charge the points as they see fit.Each insurance company has its own way of charging for tickets. They usually must file their rate structure with the Dept of Insurance in each state. You can ask your agent how the points are assigned by your insurance company. Multiple tickets can take away credits you have enjoyed, such as a good driver discount. Accidents can also affect your rates.
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