I had a tree removed without a written contract and when I got the bill the Insurance company will not pay full amount.

UPDATED: Dec 20, 2011

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UPDATED: Dec 20, 2011Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 20, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Dec 20, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Dec 20, 2011Fact Checked

In the homeowner insurance policy tree removal or coverage is limited. Most insurance companies have a dollar limit that they will pay for tree removal. In addition, the tree must be on a part of the home or other structure before there is any coverage provided. Usually, the deductible on the policy does not apply, but sometimes that too is applied to the tree coverage.When you submitted your claim to the insurance company the adjuster and/or yout agent should have explained the limitations in the policy so you would be aware of the amount of insurance your policy will pay. However, you probably have a copy of your policy that indicates the limits of the policy. The charge from the tree service is not necessarily high, since the cost for them to take down a tree is based on the size of the tree and equipment needed to do so. A signed contract is not necessarily required, but they should have told you the amount they would charge for the removal. You should talk to the tree company to see if there is any adjustment they will give you.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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