I got into an accident it was my fault. I’m uninsured, I am responsible for damages to the other vehicle. Can I choose where it gets repaired?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 9, 2012

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Insurance Question from Hendersonville, NC

Asked on 03/09/2012

I got into an accident it was my fault. I’m uninsured, I am responsible for damages to the other vehicle. Can I choose where it gets repaired? NULL

Answer given on March 23, 2012

If you caused an accident and did not have insurance, you don’t have much leverage in trying to determine where the car that was damaged is repaired.If you are trying to keep the claim out of the insurance company, you can ask the other person to provide 2 or 3 estimates for the damage. You can then try to encourage them to go to the cheaper place. However, if the other person refuses, you may be better off having them report the claim to their insurance company. When the insurance company settles the claim, they will come to you to try to recover the amount they paid out. The insurance company is going to try to keep the costs down for the repair of the car. Many companies have a figure that they feel is reasonable for repairs. If the driver wants to go to a more expensive repair place, then sometimes they must pay the difference between what the insurance company will pay and what the place is charging. The insurance oompany is, in a way, helping keep your costs down.

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