i am renting a home and i would like to know if it is a law that i have to have renters insurance because i have 2 pitbulls

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 29, 2013

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Insurance Question from Holiday, FL

Asked on 09/29/2013

i am renting a home and i would like to know if it is a law that i have to have renters insurance because i have 2 pitbulls NULL

Answer given on October 07, 2013

If you are renting a residence, you are not required to have renters insurance unless it is required in the lease with your landlord.Some landlords will require renters insurance to protect themselves from a lawsuit, or to be sure you can repay them if you cause a loss to their property.Renters insurance is relatively inexpensive and if you own two dogs, it is a good idea to look into purchasing this insurance. It will protect you if your dog(s) bite anyone. There are some insurance companies that will not write insurance for someone who owns a pit bull, but there are many other companies that will write the insurance if there is no history of biting for the dogs.Talk to multiple insurance companies to get costs for the insurance, it can be as little as $10 a month. You should also check with the company that writes your car insurance as you can often get an extra discount if you have your car and renters insurance with the same insurance company.

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