I Am Divorced But My Ex And I Are Still On Title For Each Car. How Do We Do The Car Insurance?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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You should keep the auto insurance on one policy as long as you are on title. If you separate or transfer title, you need to get on separate auto insurance policies. You will want to be free of any possible future liability should your ex become involved in a car crash.

Since you are no longer living together you have no idea who else may be driving your ex’s cars. As an owner of the vehicle, you are responsible for any use consented to by you or other owners. You want to make certain you are sufficiently covered.

If you or your ex is required under the divorce agreement to pay the insurance costs for the other, you can still have the auto insurance in your own name. Who is responsible for paying the premiums does not have an effect on the insurance.

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