I Am Concerned That If I Have A Career Ending Injury In My 30s And Am Unable To Contribute To My Company’s Pension Plan, I Won’t Have That Retirement Income When I Turn 65. Is There A Pension Rider That I Can Buy To Cover This?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Such riders are not very common, but you should check with your employer to see if any such coverage exists. However, many types of personal products that may provide a retirement income can include a disability rider. These are available from companies that sell insurance, annuities or investment plans.

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