How long to I have before I file a kitchen fire insurance claim?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 17, 2017

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Insurance Question from Merced, CA

Asked on 03/17/2017

How long to I have before I file a kitchen fire insurance claim? NULL

Answer given on March 30, 2017

If you know you have a claim to file for a fire in your kitchen, you should report the claim as soon as possible. The insurance company will want to know the date of the fire and if you continue to put off the claim, they may not be as cooperative. Generally you have 30 days to report a claim, but check your insurance policy as it will outline how much time you have.Fire damage is definitely covered by your homeowner insurance, of course less your deductible. If you are certain the damage exceeds your deductible, call your insurance agent or company and file the claim. You can choose your own contractor or the insurance company can recommend one to you. You should also get bids on the repair work, to be sure you get the best work for the best price. Then give the insurance company the estimate and they can review it and work can start.

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