How long should it take to get our contents insurance settlement? We lost our house in May to a fire.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 9, 2011

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Insurance Question from Evans, GA

Asked on 08/09/2011

How long should it take to get our contents insurance settlement? We lost our house in May to a fire. NULL

Answer given on August 10, 2011

There are state laws regarding claims settlements, including the process and time frame the settlement should be made. Some companies will make a partial payment to start and then wait fot the remaining paperwork to offer a final settlement.As a claimant, you do have responsibilities that must be met. The insurance company has the right to require a list of the destroyed or damaged property and estimated values. You should be working with the adjuster and they should outline what they need from you to work a settlement. Your insurance agent should also be able to assist you in working out what is needed to settle.If you cannot get resolution from the adjuster, ask to speak with a supervisor who may be able to help you speed up the settlement process or who can explain why the claim seems to be going slowly.

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