How Long Is “Long-Term”?
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UPDATED: Jul 16, 2021
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“Long term” cannot be uniquely defined. In 1996, the Federal government effectively defined a “long-term” need for assistance as one that lasts at least 90 days. Some policies provide coverage on the first day that the insured person meets the criteria for benefits. Others require 30, 60, 90, or 120 days of assistance before benefits become payable.