How long does your insurance co, stay involved in a car accident?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 6, 2014

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Insurance Question from Saukville, WI

Asked on 03/06/2014

How long does your insurance co, stay involved in a car accident? Hello... I had a car accident in 2008. The sheriff's dept said that I was not at fault. The other person received a citation for failure to yield. I received nothing. I had a concussion and came back 6 months later and gave the deputy my side of the accident. Everything had already went through the insurance co. I went under some kind of investigation, we think it may be a private party involved. We don't know if a lawsuit was started, relating to the car accident. Would my ins, co., have to still be involved yet ?

Answer given on March 08, 2014

If you were involved in an auto accident and it was not your fault, the insurance company for the other driver would be responsible to take care of the damages to your car, as well as your injuries.If your car has been repaired by the other insurance company, then that portion should be closed and settled. If your insurance company paid the repairs with a plan to subrogate against the other insurance company, then they would need to settle that with that insurance company.If you believe the claim is being pursued by the other party, you should contact your insurance company. If the other driver is attempting to get settlement from you they or their insurance company will need to contact your insurance company and/or serve papers to you. If they do so, contact your insurance company and they will advise what to do.Your insurance company will remain involved if there is new action, even if they had already closed the claim. They will reopen it if necessary.

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