How can I collect on a stolen motorcycle claim if there is no police report.
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UPDATED: Jan 12, 2012
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Insurance Question from La Verne, CA
Asked on 01/12/2012
How can I collect on a stolen motorcycle claim if there is no police report. When my motorcycle was stolen the police determined that it was more a civil case and therefore didnt file a stolen vehicle report. They erroneous assumed it was embesellement which was not the case.
Answer given on January 13, 2012
If your motorcycle was stolen, and you had insurance on it, you should file a claim with your insurance company. When the adjuster calls you and asks if there was a police report filed you can tell them you tried but the police declined to file the report. The adjuster may ask you to go back to the police report and try to file the report again.A police report or lack of one, should not make your claim invalid. You will need to explain why the police felt there was embezzlement involved, and how that does not make it a theft claim. You will probably have to give a statement to the insurance company.Of course, if the bike is recovered, you will only be reimbursed for damages, less your deductible. If you have any informatioin as to where the bike may be, you need to give this information to the police and the insurance company.
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