How can I collect on a stolen motorcycle claim if there is no police report.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 12, 2012

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Insurance Question from La Verne, CA

Asked on 01/12/2012

How can I collect on a stolen motorcycle claim if there is no police report. When my motorcycle was stolen the police determined that it was more a civil case and therefore didnt file a stolen vehicle report. They erroneous assumed it was embesellement which was not the case.

Answer given on January 13, 2012

If your motorcycle was stolen, and you had insurance on it, you should file a claim with your insurance company. When the adjuster calls you and asks if there was a police report filed you can tell them you tried but the police declined to file the report. The adjuster may ask you to go back to the police report and try to file the report again.A police report or lack of one, should not make your claim invalid. You will need to explain why the police felt there was embezzlement involved, and how that does not make it a theft claim. You will probably have to give a statement to the insurance company.Of course, if the bike is recovered, you will only be reimbursed for damages, less your deductible. If you have any informatioin as to where the bike may be, you need to give this information to the police and the insurance company.

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