Hail damage

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 9, 2017

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Insurance Question from Littlefield, TX

Asked on 08/09/2017

Hail damage Filed a hail damage claim. The car isn't paid for who does the check name goes in

Answer given on August 13, 2017

When there is damage to a car and there is coverage for the damage, in this case under comprehensive coverage, the insurance company may make a payment to you and the repair facility.  If there is a deductible, you are expected to pay the deductible and then the insurance company will issue a check to the repair facility.

Most banks or finance companies are agreeable to this, but sometimes they want the check payable to them to be sure the car is repaired. You can talk to your insurance agent or company and see how they plan to pay for the damages to your car.  Hopefully they will pay you and/or the repair faciility as this usually works out better and more quickly than including the bank or finance company on the claim check.  The amount of damage can also have an effect on how the check will be issued.

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