does the insurance company have the right to tell you what to do with your claim monies.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 11, 2014

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Insurance Question from Decatur, GA

Asked on 07/11/2014

does the insurance company have the right to tell you what to do with your claim monies. I had a problem with water damage in my basement,I paid the plumber myself and my insurance company put for the drying and mold treatment.Does the insurance company have the right to tell me when to get tile done?

Answer given on July 24, 2014

If you had a water damage claim that the insurance company agreed was a covered loss, then the repairs need to be done so the insurance company can fully settle the claim.If you only do a part of the repair work and the insurance company is waiting for the costs of the additional work, they can ask you to proceed with all of the repairs so the claim can be settled.If the tile work is not a part of the covered loss, then the insurance company really has no involvement on when the tile work is completed. This is presuming that the tile work or lack of it has no effect on the home. If it does have an effect on the overall condition of the home, then they can ask that all of the work be done within a reasonable period of time.

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