Do u have to have auto insurance to keep a drivers license

Free Insurance Quote Comparison

secured lock Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Oct 5, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Baton, NC

Asked on 10/05/2012

Do u have to have auto insurance to keep a drivers license My mother has insurance on the car im driving. I no longer drive the car i have insured. Do i still need insurance to keep my license or can i drive on hers

Answer given on November 05, 2012

If you do not own a car, and have no requirements from the state you live in that want you to show proof of insurance, you do not need to have insurance. You can drive your mother’s car, and car insurance follows the car, not the driver. Any accident that you may have in your mother’s car will be handled by your mother’s car insurance. However, if you don’t have other insurance,and you live with your mother or are a regular driver, you do need to be shown as a driver under your mother’s insurance. Any tickets or accidents you have will affect the cost of the insurance.If you have a requirement for proof of insurance, due to a ticket or accident, you will need to show proof of insurance. You can do this by providing proof of insurance through your mother’s insurance or you can buy a “named non-owned policy. These are available from a limited number of insurance companies.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

secured lock Secured with SHA-256 Encryption