Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Jun 23, 2017
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Country Lakes, FL
Asked on 06/23/2017
Claim How long can a insurance company delay paying for damage too property?
Answer given on June 25, 2017
There are many factors in determing how long an insurance company can take to pay a claim. The sooner you report the claim, the sooner things move forward. Once the claim is presented, the adjuster needs to review it and may need additional information in order to proceed. The longer it takes the policyholder to respond, the longer it takes the adjuster to resolve the claim. If photos or proof of loss are needed, that needs to be done as soon as possible. If all of this has been done, the adjuster has around 30 days to settle. This number can vary as states determine the time frame of final settlement. You should contact the adjuster, or their supervisor, if you feel all has been done and a settlement should have been sent.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.