Return Of Premium
Many companies offer a return of premium option at an additional cost
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Restoration Of Benefits
Many policies have specific dollar maximums after which benefits are no longer payable
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The provision of the policy, usually stated on the first page, that sets forth its term of coverage
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A provision in which your insurance company cannot contest your contract after it has been in force for a specified period of time
→ Read MoreBed Reservation Benefit
Should you become hospitalized during a stay in a nursing home or assisted care facility, some policies will continue to pay benefits (for a period such as 21 days) to cover charges to reserve your accommodations in the facility
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