What Is Insurance? What is Long-Term Care Insurance?
In its broadest definition, insurance is a way to protect against loss or harm from a specified contingency or peril.
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The Differences Between Private, State and Federal Long Term Care Insurance
Consumers have several options when it comes to long term care insurance such as private, state and federal plans. However, private plans can be expensive and state and federal plan eligibility is limited.
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This article defines and explains the basic terms and words used in an individual long term care insurance policy.
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Long term care insurance has been around for 25 years, but many policyholders haven’t sought benefits until a few years ago. There has been much controversy as many insurers have been denying claims due to increasing health care costs.
→ Read MoreLong Term Care Insurance Interview with Gerry Goldsholle
Gerry Goldsholle, a California attorney who is an expert in long term care insurance issues, provided insight to how long term care insurance came about and the troubles insurance companies and consumers now face in the claims process.
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