car got vandalism

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Aug 28, 2010

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Carver, OR

Asked on 08/28/2010

car got vandalism hi i bought a salvage car from the auction & i had it rebuilt one year my car got vandalism i had claim my insurance & now they want all the receipte for all the parts i bought & invoice from the bodyshop wich i dont have any proof to show becaz the bodyshop now is shutdown i only have proof of auction papers what can i do now help me plz

Answer given on August 29, 2010

When you purchased the car and insured it, you should have told your agent that the car was salvaged.  If you did, then the insurance company should have asked for any paperwork at that time.  However, if you didn’t tell the agent of the salvage, or if you rebuilt it after you initially insured it, then you are subject to proving the value of the car.   You should have kept the receipts for the parts and labor since the work was only done a year ago. 

If the car is still around, you should have some proof of the work done, unless all parts were stolen or removed.  You may also have a photo of the car showing its condition.  These things could help you in determining the value of the car.  Even though you rebuilt the car, its value is diminished since it was a salvaged vehicle.  Talk to your agent.  See if they can help you.  Did they inspect the car when it was insured?  If so, they may be able to confirm the condition of the car.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption