Cancelled policy co. says they need Declarations page of NEW policy to cancel expired old policy with them.

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UPDATED: Jun 30, 2012

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Written By: Jeffrey JohnsonUPDATED: Jun 30, 2012Fact Checked

If you are asking your present insurance company to backdate a cancellation since you found less expensive insurance they do have the right to see the replacement policy. If there is no insurance and you have a claim, they would be held responsible for the claim, so they want to be sure there is no gap in your coverage. This is a fairly standard request by insurance companies.When you provide a copy of the new policy, you can black out the premiums of the new policy. All your company is looking for are the dates of the new policy. They should have no problem with the premium being blacked out.You indicate the new policy is in a new state. This could have a great effect on the cost of your insurance. Each state has a different set of rating procedures which can have a big effect on how the rates come out. Make sure the state you are using for your insurance is the state in which you live or use the car.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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