can my insurance company refuse me when I ask for a second opinion on roof damage when they denied the original claim.

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UPDATED: Oct 9, 2018

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Written By: Jeffrey JohnsonUPDATED: Oct 9, 2018Fact Checked

If your insurance company denied a claim for damage to your roof due to wind and hail damage, you can get another estimate and review whether they agree to it or not.  Most roofers will look at your roof at no charge and if they can find evidence of damage due to storms, they can contact the insurance company to review the denied claim.  Go ahead and get the estimate from another roofer. If they support your contention of damage, you should call your insurance company and speak to the adjuster. If they still deny the claim, ask to speak to a supervisor to review the entire claim.

If your roof is old and there was existing damage to it due to previous storms, it may be difficult to get your insurance company to agree to pay for the roof to be repaired. However, you may still want to get the roof repaired or replaced as future damage will still be denied by your insurance company.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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