Can my domestic partner be the owner of my policy?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 15, 2021

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Unless you live in a community property state, it can be difficult to ensure that your domestic partner has the ownership rights to your assets. That is why making a domestic partner the owner of your life insurance policy can be very useful. In order to do this, you may need to send a letter to the underwriter along with your application explaining your relationship and the reasons that you would like your partner to own your life insurance policy. Lastly, be sure to remember that, as the owner, your domestic partner will have the right to makes changes to the policy as they wish. If your relationship ends, you will no longer have a say over who is appointed the owner or beneficiary of your policy because your partner, as policy owner, can assign ownership to anyone and can name anyone as beneficiary.

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