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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 3, 2011

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Insurance Question from Yuba City, CA

Asked on 11/03/2011


Answer given on November 04, 2011

While someone can sue for anything, it is unlikely you would be eligible for bodily injury payments under the other party’s insurance, if you were determined to be at fault in the accident. Your policy covers for bodily injury to other people, in the other car or as your passenger, but it does not apply to your injuries.Your policy may contain medical payments coverage which you would be eligible to apply for as fault does not determine if that coverage is available or not. You should contact your agent or insurance company to see if you have medical payments ocverage. If so, you should submit any bills for your injuries and the policy will reimburse you, up to those limits. Medical payments coverage is optional in California and available usually in increments of $1000. Discuss this with your agent. You can submit a bodily injury claim against the other driver, but it will most likely be denied.

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