Can I pay car insurance for a car in my son's name that I do not own? The insurance would be his, but would be billed to my bank account.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 26, 2018

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Insurance Question from Keasbey, NJ

Asked on 03/26/2018

Can I pay car insurance for a car in my son's name that I do not own? The insurance would be his, but would be billed to my bank account. I probably would not be listed as a driver on the insurance, but if I were would that make a difference? Thank you.

Answer given on March 28, 2018

Auto insurance should be in the name of the registered owner of the car and the primary driver should be listed on the policy.  Some insurance companies want ALL drivers listed on the policy even if only an occasional driver. Other companies only want regular drivers listed.  Be sure to check with your insurance company to know who should be listed.

If you are only wanting to be billed for the insurance premium, you can do this under the billing portion of the policy. Even if you live away from the registered owner, the insurance company should not be concerned with the billing name and address. If you may drive the car, you might want to be listed. Again, inquire with the insurance company about how they want drivers listed.

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