Can I cancel a claim made about an accident?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 24, 2011

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Insurance Question from Naples, FL

Asked on 11/24/2011

Can I cancel a claim made about an accident? Someone hit my car while it was parked in my parking lot in front of my condo. The drivers of the other car were adamant that they did not want insurance involved and that they were going to contact me the following morning about fixing the damage done to my car. They neglected to contact me in a timely manor so I filed a claim with the insurance company, assuming they were just trying to get me off their backs but they did call and had the damage fixed the next day. Can I cancel the claim I made with both companies?

Answer given on November 25, 2011

If you are involved in any accident, you have the choice of reporting it through your insurance company or not. Since your car was parked and obviously the other party was at fault, it is very simple to call your insurance company and say you are having the claim handled by the other party and withdraw the claim. Your insurance company will have no problem with this.The insurance company for the other party may want to further investigate the claim since you did orginally file a claim. However, you can tell them there was no substantial damage. They may be willing to close out the claim without further investigation. They may contact their client for more information, and they could still charge them with an at fault accident, but that would be between the insurance company and the other party, and should not involve you. Before withdrawing the claim, be certain that all damages to your car have been fixed to your satisfaction.

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