Can A Company Cancel My Policy If My House Is Vacant?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Yes, your insurance company may decide to cancel an existing policy on an insured property that becomes vacant. You will need to review your insurance policy to see if occupancy is a condition for coverage. The big question is what are you planning to do with the vacated property. Are you going to rent it? You’ll need to acquire an insurance policy designed for rental units. The point is that your situation regarding that residence has changed and so you’ll need to review your insurance options given the new scenarios. In some cases, you may need to find a new insurance company willing to insure the “property” under these new conditions.If you move away from a residence, make certain that you leave a forwarding address (or better yet, contact the insurance company) so that you will continue to receive any notices from the insurance company.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption